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Personal & IRA CDs
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Term
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Interest Rate
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APY*
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1 month
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0.50%
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0.50%
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3 month
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1.90%
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1.91%
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5 month
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4.18%
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4.25%
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6 month
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1.80%
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1.81%
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12 month
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2.00%
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2.02%
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18 month**
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2.00%
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2.02%
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24 month
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2.00%
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2.02%
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36 month
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2.00%
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2.02%
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48 month
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2.00%
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2.02%
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60 month
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2.00%
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2.01%
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(Special) 5 Month
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4.18%
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4.25%
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(Special) 9 Month
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3.95%
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4.01%
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*APY = Annual Percentage Yield
**Step Up CD (you may step up the rate once each term)
All CD’s reflect quarterly compounding except 1 Month CD. Minimum deposit to open is $1,000 for adults; $500 for minors. $0 minimum balance to earn APY. Substantial penalty for early withdrawal.
Contact a Service Support Staff member at 1-888-554-5499 for more information or to check today’s interest rates. Rates may be updated at any time at the bank’s discretion. Interest rates displayed on this Web site will be accurate within 7 days of any rate changes.